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Is app banking the future ie bank in your mobile?

asked Dec 5, 2015 in Mobile Banking by macdonald.chipunza Guru (88,070 points)  
Bank of England just gave a full banking licence to  a app bank startup  Tandem bank. This will operate like any other bank except that everything is done through online and app.

Here in Zim we have Ecocash banking which almost app banking although its backholing on Steward bank.

Does this point to the future of banking. Is it time now for RBZ to start to look into future app banking and  provide leader guidance
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commented Dec 8, 2015 by macdonald.chipunza Guru (88,070 points)  
if l was asked this 3 years ago, my answer would have been a strong no! But l have not been into my bank for the last year thanks to online and app on my phone.

its not a solution l except banks in Zim to do but its something to keep in mind for future innovation.

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