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How does Zipit to cell work, especially to numbers not linked to zipit active banks or to ecocash

asked Mar 21, 2017 in Mobile Banking by Lynn  
How does ZIPIT to cell work? In a case where the number is registered to ecocash and a bank like Barclays, which doesn’t have this facility. How can a person receive and retrieve the money.
I heard there is a function where if you do not get the money after a certain amount of time it is reversed. How does that work too?
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