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How does Zipit to cell work, especially to numbers not linked to zipit active banks or to ecocash

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asked Mar 21 in Mobile Banking by Lynn  
How does ZIPIT to cell work? In a case where the number is registered to ecocash and a bank like Barclays, which doesn’t have this facility. How can a person receive and retrieve the money.
I heard there is a function where if you do not get the money after a certain amount of time it is reversed. How does that work too?
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